Target is one of America’s popular places to shop. They have a large selection of pretty much anything you could want from clothing to furniture to groceries. Having one of their REDcard credit cards is a joy for many who love their sales and merchandise.
Making your payment for your Target credit card online is easy. If you’ve never paid it that way before, you will need to register and that process is easy as well. Paying your bill online is fast, efficient and makes bill paying very simple each month.
Begin the process by entering your credit card number and clicking next. Follow the instructions to get your account set up, which will normally include entering your contact and then sign in to make your payment.
Most people pay their credit card bills with their bank account, so be sure to have your bank account number and routing number and your Target REDcard bill so you can make your payment. Enter the amount you want to pay and make sure all the information is correct before you click submit to send your payment. Only click submit once to avoid double charges.
The Target REDcard has many features and benefits for its card holders:
• Save 5% on all purchases made at Target stores and on target.com purchases on top of the already great sales the store has going on.
• Have 1% of all your purchases donated to your choice of eligible school
• Save an additional 5% on top of your current 5% when you have 5 prescriptions filled at the Target pharmacy.
• Complete account management for your REDcard on the website.
The interest rate on your Target credit card is 22.9% APR and fluctuates according to the Prime rate. If you pay your balance in full each month by the due date, you will not be charged interest, definitely a good reason to try and pay your bill in full. Whenever you can, pay more than the minimum if you can’t afford to pay off the entire balance each month. This will bring your balance down faster and save money on interest.
If you are able to pay off your balance in full each month, this brings your credit score up as well, so if your credit needs work, this is a way to do that. Late payments accrue quickly, so avoid paying your bill late if at all possible. Fees can be as high as 25-30 dollars for being late and that adds to your balance making it even harder to pay down.
Target credit cards can only be used at Target stores and the Target.com online store, but the features and savings card holders receive are appealing and are not features that customers get who use regular credit cards or debit cards get to enjoy.