JCPenney is based in Plano, TX; although, it was founded in 1902 in Kemmerer, Wyoming. Currently, they have many department stores that are located all across the country. Within them, they have several departments that promise to appeal and draw the attention of the entire family. They feature clothing, shoes and jewelry as well as house wares. JCPenney is one of the many stores who have their own credit card. All consumers have the opportunity to apply for one and it is able to be used at any of the JCPenney stores, salons or photography studios across the nation.
Once you have opted to become a cardholder, there are several methods available to you to pay your JCPenney credit card payment each month. One way to pay is to mail your payment via the U.S. Postal Service. You may also choose to pay your bill at any register while in the store doing some ordinary shopping. Just tell the sales associate how much you would like to pay on your JCPenney credit card. Lastly, your third alternative is to simply pay your bill online. Each month you will receive your monthly statement from JCPenney; either by the U.S. Mail or by email if you choose a paperless statement. Once you have received your bill, it is up to you to decide whether to pay either the full balance or only the minimum payment due. You should be aware that if you choose to pay by mail it may take up to 7 to 10 business days for it to be posted to your account. However, if you make your payment either online or in person, it will be applied to your account within the same business day.
Although, there are three methods in paying your bill, the easiest if you have access to a computer, is to pay online. After setting up an online account, it literally only takes a few minutes to complete the transaction from start to finish. This is an enormous time saver! First, you will need to log into your account at the JCPenney website by entering your user name and password. Next, on your account page, click on “pay my bill” option. Then, enter the correct date that you wish to have the funds withdrawn from your bank account, followed by your banking information such as your account number, your bank’s routing number and the amount that you choose to pay for that month. Lastly, click on the “submit” button to make the payment. Another screen will pop up with all of the terms of the transaction including a confirmation number. A copy of this page should be retained for your records.
Today, JCPenney is one of the most prominent department stores in the country. Since its establishment in 1902, it has become one of the most popular as well. As a JCPenney cardholder, you should expect to receive a few special benefits such as larger discounts and member-only offers. By making your JCPenney credit card payment online, you will not only be saving time for yourself and others; but also going “green” by making your payment paperless.